{"id":6351,"date":"2018-05-20T11:19:18","date_gmt":"2018-05-20T11:19:18","guid":{"rendered":"http:\/\/blockchain.az\/btc\/?p=6351"},"modified":"2018-05-20T11:19:18","modified_gmt":"2018-05-20T11:19:18","slug":"az%c9%99rbaycanda-kriptovalyuta-il%c9%99-od%c9%99nis-etm%c9%99k-olarmi","status":"publish","type":"post","link":"https:\/\/blockchain.az\/btc\/2018\/05\/20\/az%c9%99rbaycanda-kriptovalyuta-il%c9%99-od%c9%99nis-etm%c9%99k-olarmi\/","title":{"rendered":"Az\u0259rbaycanda kriptovalyuta il\u0259 \u00f6d\u0259ni\u015f etm\u0259k olarm\u0131?"},"content":{"rendered":"

Son g\u00fcnl\u0259rd\u0259 \u00f6lk\u0259d\u0259 kriptovalyuta v\u0259 blok\u00e7eyn sah\u0259si il\u0259 \u0259laq\u0259li yeni bir qurumun \u2013Blok\u00e7eyn Az\u0259rbaycan M\u0259rk\u0259zinin (BAM) yarad\u0131lmas\u0131 haqda\u00a0m\u0259lumat vermi\u015fdik.<\/a><\/strong><\/em><\/p>\n

Az\u0259rbaycan \u0130nternet Forumun r\u0259hb\u0259ri BAM-\u0131n h\u0259mt\u0259sis\u00e7il\u0259rind\u0259n olan Osman G\u00fcnd\u00fcz M\u0259rk\u0259z haqq\u0131nda a\u00e7\u0131qlama ver\u0259r\u0259k deyib ki, onun t\u0259dbirl\u0259r plan\u0131na maarifl\u0259ndirm\u0259 i\u015fl\u0259rinin ke\u00e7irilm\u0259si, kriptovalyuta bazar\u0131n\u0131n v\u0259 block\u00e7eynin t\u0259nziml\u0259nm\u0259si m\u0259s\u0259l\u0259si \u00fczr\u0259 t\u0259klifl\u0259rin haz\u0131rlanmas\u0131, el\u0259c\u0259 d\u0259 bu sah\u0259d\u0259 konsaltinq i\u015fl\u0259rinin apar\u0131lmas\u0131 daxildir.<\/em><\/p>\n

O, yax\u0131nda bununla ba\u011fl\u0131 sayt\u0131n da istifad\u0259y\u0259 veril\u0259c\u0259yini\u00a0bildirib.<\/em><\/p>\n

Bundan ba\u015fqa, bu sah\u0259d\u0259 m\u0259lumatlar\u0131n daha savadl\u0131 t\u0259qdim olunmas\u0131 \u00fc\u00e7\u00fcn K\u0130V n\u00fcmay\u0259nd\u0259l\u0259ri \u00fc\u00e7\u00fcn kriptovalyuta v\u0259 blok\u00e7eyin\u00a0\u00fczr\u0259 \u00f6d\u0259ni\u015fsiz treninql\u0259rin ke\u00e7irilm\u0259si planla\u015fd\u0131r\u0131l\u0131r.<\/em><\/p>\n

Az\u0259rbaycanda h\u00f6kum\u0259ti t\u0259r\u0259find\u0259n d\u0259 bu sah\u0259nin t\u0259nziml\u0259nm\u0259si v\u0259 \u00f6yr\u0259nilm\u0259si istiqam\u0259tind\u0259 m\u00fc\u0259yy\u0259n add\u0131mlar\u0131n at\u0131l\u0131d\u0131\u011f\u0131 m\u00fc\u015fahid\u0259 olunur. Bel\u0259 ki, art\u0131q k\u00f6kum\u0259t t\u0259r\u0259find\u0259n bununla ba\u011fl\u0131 \u0130\u00e7\u015fi Qrupunun da yarad\u0131ld\u0131\u011f\u0131 haq\u0131nda\u00a0m\u0259lumat vermi\u015fik.<\/em><\/p>\n

\u018fld\u0259 etdiyimz m\u0259lumata g\u00f6r\u0259, BAM yax\u0131n zamanlarda bu sah\u0259nin \u00f6yr\u0259nilm\u0259si v\u0259 inki\u015faf\u0131 istiqam\u0259tind\u0259 yeni add\u0131mlar atma\u011f\u0131 n\u0259z\u0259rd\u0259 tutur.<\/em><\/p>\n

BAM-\u0131n h\u0259mt\u0259sis\u00e7il\u0259rin\u0259 is\u0259 A\u0130F-d\u0259n\u00a0Osman G\u00fcnd\u00fcz ,<\/strong>\u00a0Portmanat.az\u2013dan\u00a0Telman Axundov,<\/strong>\u00a0Sahibkakarl\u0131\u011fa v\u0259 Bazar \u0130qtisadiyyat\u0131n\u0131n \u0130nki\u015faf\u0131na Yard\u0131m Fondundan\u00a0Sabit Ba\u011f\u0131rov,<\/strong>\u00a0CryptoAZE C\u0259miyy\u0259tind\u0259n\u00a0Orxan \u018fhm\u0259dov<\/strong>\u00a0v\u0259 Crypto Consalting- Kriptoinvest.az-d\u0259n\u00a0Elnur Quliyev<\/strong>\u00a0daxildir.<\/em><\/p>\n

Haz\u0131rda bu istiqam\u0259td\u0259 g\u00f6r\u00fcl\u0259n i\u015fl\u0259rl\u0259, blok\u00e7eyn texnologiyalar\u0131n, kriptovalyutalar\u0131n Az\u0259rbaycan iqtisadiyyat\u0131nda rolu bar\u0259d\u0259 ad\u0131 \u00e7\u0259kil\u0259n BAM-\u0131n h\u0259mt\u0259sis\u00e7isi\u00a0Orxan \u018fhm\u0259dovla<\/strong>\u00a0s\u00f6hb\u0259t etdik.<\/em><\/p>\n

Onunla m\u00fcsahib\u0259ni t\u0259qdim edirik:<\/strong><\/p>\n

–Orxan b\u0259y, son d\u00f6vrl\u0259r \u201cblok\u00e7eyn\u201d s\u00f6z\u00fc \u00e7ox populyar olub. Bu texnologiya Az\u0259rbaycan iqtisadiyyat\u0131n\u0131n hans\u0131 sah\u0259l\u0259rind\u0259 t\u0259tbiq oluna bil\u0259r? Haralarda xeyir g\u0259tir\u0259 bil\u0259r?<\/strong><\/p>\n

-Blok\u00e7eyin texnologiyas\u0131n\u0131n yarad\u0131lmas\u0131 2008-2009-cu ill\u0259r\u0259 t\u0259sad\u00fcf edir v\u0259 o zamandan b\u0259ri indiy\u0259d\u0259k h\u0259m texnologiyan\u0131n \u00f6z\u00fc, h\u0259m d\u0259 ona olan maraq durmadan artmaqdad\u0131r. \u015e\u00fcbh\u0259siz, \u0259ks\u0259r hallarda insanlar\u0131n \u0259ks\u0259riyy\u0259ti\u00a0\u201c<\/strong>blok\u00e7eyn\u201d\u00a0<\/strong>s\u00f6z\u00fc il\u0259 kriptovalyutalar\u0131 bir tutur v\u0259 bu s\u00f6zl\u0259ri qar\u0131\u015fd\u0131r\u0131r. S\u0259b\u0259b is\u0259 odur ki,\u00a0blok\u00e7eyn\u00a0texnologiyas\u0131 ilk kriptovalyuta olan bitcoin-in yarad\u0131lmas\u0131 \u00fc\u00e7\u00fcn i\u015fl\u0259nil\u0259r\u0259k t\u0259tbiq edilmi\u015f v\u0259 haz\u0131rda ist\u0259nil\u0259n n\u00f6v kriptovalyutan\u0131n ayr\u0131lmaz bir hiss\u0259sidir. Burada anlamaq laz\u0131m olan \u0259sas fikir odur ki,\u00a0blok\u00e7eyn\u00a0texnologiya olaraq kriptovalyutan\u0131n \u0259m\u0259l\u0259 g\u0259lm\u0259si v\u0259 i\u015fl\u0259m\u0259si \u00fc\u00e7\u00fcn \u015f\u0259rtdir. Eyni zamanda, kriptovalyutan\u0131n m\u00f6vcud olmas\u0131 \u00fc\u00e7\u00fcn d\u0259\u00a0blok\u00e7eyn\u00a0laz\u0131md\u0131r. Y\u0259ni , bu iki m\u0259hvum bir-birini tamamlay\u0131r.<\/p>\n

Lakin bu o dem\u0259k deyil ki,\u00a0blok\u00e7eyn\u00a0texnologiyas\u0131 yaln\u0131z kriptovalyutalar\u0131n yarad\u0131lmas\u0131nda istifad\u0259 edil\u0259 bil\u0259r. Texnologiya olaraq haz\u0131rda tranzaksiyalar, smart kontraktlar, fiziki yadda\u015f v\u0259 hibrid\u00a0blok\u00e7eyn<\/strong>\u00a0texnologiyalar\u0131 m\u00f6vcuddur. Bu texnologiyalardan istifad\u0259 ed\u0259r\u0259k torpaq reyestri, v\u0259t\u0259nda\u015flara d\u00f6vl\u0259t t\u0259r\u0259find\u0259n veril\u0259n m\u00fcxt\u0259lif n\u00f6v s\u0259n\u0259dl\u0259rin qeydiyyat\u0131, \u00f6lk\u0259d\u0259 istehsal olunan m\u0259hsullar\u0131n orijinall\u0131\u011f\u0131n\u0131n t\u0259sdiqi, notarial xidm\u0259tl\u0259r, m\u0259lumat t\u0259hl\u00fck\u0259sizliyi v\u0259 bir \u00e7ox dig\u0259r sah\u0259d\u0259 t\u0259tbiq etm\u0259k olar. \u00dcmumilikd\u0259 g\u00f6t\u00fcrs\u0259k, texnologiyan\u0131n t\u0259tbiqi il\u0259 h\u0259m b\u00fcrokratik \u0259ng\u0259ll\u0259ri aradan qald\u0131rmaq, h\u0259m d\u0259 v\u0259t\u0259nda\u015flara daha s\u00fcr\u0259tli v\u0259 t\u0259hl\u00fck\u0259siz xidm\u0259t t\u0259klif etm\u0259k m\u00fcmk\u00fcnd\u00fcr.<\/p>\n

-Bizd\u0259 d\u0259 \u0130CO tipli layih\u0259l\u0259r \u00fcz\u0259rind\u0259 i\u015fl\u0259y\u0259nl\u0259rin oldu\u011fu bildirilir. Bu n\u0259 d\u0259r\u0259c\u0259d\u0259 reald\u0131r ? Bir s\u0131ra \u00f6lk\u0259l\u0259r \u0130CO layih\u0259l\u0259ri qada\u011fan edib. Bu \u00f6lk\u0259l\u0259r \u0130CO bazar\u0131n\u0131 qiym\u0259tli ka\u011f\u0131zlar bazar\u0131 il\u0259 eynil\u0259\u015fdir\u0259r\u0259k bunun \u00fc\u00e7\u00fcn z\u0259ruri prosedurlar\u0131n olmas\u0131n\u0131 vacib sayrd\u0131lar. Bizd\u0259 bu hal g\u00f6zl\u0259nil\u0259 bil\u0259rmi ?<\/strong><\/p>\n

-M\u0259nd\u0259 olan m\u0259lumata \u0259sas\u0259n, haz\u0131rda 3 startap layih\u0259 \u0130CO ke\u00e7irtm\u0259k niyy\u0259tind\u0259dir v\u0259 bu istiqam\u0259td\u0259 ara\u015fd\u0131rmalar apararaq, haz\u0131rl\u0131q i\u015fl\u0259ri g\u00f6r\u00fcrl\u0259r. \u018fg\u0259r bu layih\u0259l\u0259r u\u011furlu \u0130CO ke\u00e7ir\u0259r\u0259k, investisiya c\u0259lb ed\u0259 bils\u0259l\u0259r, o zaman Az\u0259rbaycan startaplar\u0131n\u0131n \u0259n b\u00f6y\u00fck problemi olan ilkin yat\u0131r\u0131m\u0131n \u0259ld\u0259 edilm\u0259si aradan qalxm\u0131\u015f olar.<\/p>\n

Qada\u011fa il\u0259 ba\u011fl\u0131 m\u0259nim \u015f\u0259xsi fikrim budur ki, bu texnoloji trend he\u00e7 k\u0259sin g\u00f6zl\u0259m\u0259diyi s\u00fcr\u0259tl\u0259 b\u00f6y\u00fcy\u0259r\u0259k, geni\u015f v\u00fcs\u0259t ald\u0131. 2017-ci ild\u0259 \u00e7ox sayda layih\u0259 bu yolla investisiya c\u0259lb ed\u0259 bilib. Burada iki faktor qada\u011falar\u0131n yaranmas\u0131na s\u0259b\u0259b olub; – f\u0131r\u0131ldaq\u00e7\u0131 layih\u0259l\u0259r v\u0259 – d\u00f6vl\u0259tin n\u0259zar\u0259ti olmayan b\u00f6y\u00fck pul ax\u0131n\u0131.<\/p>\n

Birinci hal ayd\u0131nd\u0131r ki, gizli olan yerd\u0259 f\u0131r\u0131ldaq\u00e7\u0131lar da ortaya \u00e7\u0131xaraq k\u00fclli miqdarda pul toplaya bilirl\u0259r. \u0130nsanlar veril\u0259n v\u0259dl\u0259r\u0259 inanaraq \u00f6z pullar\u0131n\u0131 bu tip layih\u0259l\u0259r\u0259 yat\u0131r\u0131m ed\u0259r\u0259k, anid\u0259n varlanmaq ist\u0259dikl\u0259ri halda, sonradan pul itirirl\u0259r.<\/p>\n

\u0130kinci hal is\u0259 h\u0259m birinci haldan sonra yaranan \u00e7oxsayl\u0131 \u015fikay\u0259t\u00e7il\u0259r, h\u0259m d\u0259 \u00e7irkli pullar\u0131n yuyulmas\u0131 v\u0259 vergid\u0259n yay\u0131nma hallar\u0131na g\u00f6r\u0259, d\u00f6vl\u0259tl\u0259r bu tip pul toplamalar\u0131na ilkin m\u0259rh\u0259l\u0259d\u0259 qada\u011fa qoyurlar. Y\u0259ni buna s\u0259b\u0259b ba\u015f ver\u0259n xaosu dayand\u0131raraq, analiz etdikd\u0259n sonra, d\u00fczg\u00fcn qanun bazas\u0131 yaradaraq icaz\u0259 v\u0259 ya qada\u011fa qoymaq ist\u0259yidir. Bir s\u0131ra \u00f6lk\u0259l\u0259r \u0130CO-lar \u00fc\u00e7\u00fcn qanunvericilik bazas\u0131 yaradaraq, bu prosesi n\u0259zar\u0259td\u0259 saxlay\u0131r. Dig\u0259rl\u0259ri is\u0259 h\u0259l\u0259lik g\u00f6zl\u0259m\u0259 m\u00f6vqeyin\u0259 ke\u00e7\u0259r\u0259k, ara\u015fd\u0131rmalar apar\u0131r.<\/p>\n

–Y\u0259ni \u0130CO-ya qiym\u0259tli ka\u011f\u0131z olaraq yana\u015fa bil\u0259rikmi ?<\/strong><\/p>\n

–<\/strong>\u00dcmumilkd\u0259 g\u00f6t\u00fcrs\u0259k, \u0130CO qiym\u0259tli ka\u011f\u0131z deyil, daha \u00e7ox kraudfandinq-\u0259 b\u0259nz\u0259yir. \u0130CO-lar zaman\u0131 yat\u0131r\u0131m ed\u0259n \u015f\u0259xsl\u0259r\u0259 m\u0259hsul deyil, layih\u0259nin coin v\u0259 ya tokenl\u0259ri verilir. M\u0259s\u0259l\u0259n, m\u0259hz bu coin v\u0259 tokenl\u0259rin sonradan i\u015fl\u0259nilm\u0259si m\u0259ntiqind\u0259n as\u0131l\u0131 olaraq d\u0259yi\u015f\u0259 bilir. B\u0259zi hallarda tokenl\u0259r, layih\u0259nin pay\u00e7\u0131s\u0131 olmaq v\u0259 \u015firk\u0259tin g\u0259lirin\u0259 \u015f\u0259rik olmaq imkan\u0131 verir ki, m\u0259hz bu c\u00fcr layih\u0259l\u0259rin sonradan d\u00f6vl\u0259tin qiym\u0259tli ka\u011f\u0131zlar haqq\u0131nda qanunvericiliyi il\u0259 probleml\u0259ri ya\u015fana bilir. Dig\u0259r hallarda is\u0259 \u201cutility token\u201d anlay\u0131\u015f\u0131 istifad\u0259 edilir ki, bu zaman yarad\u0131lan token yaln\u0131z layih\u0259 daxilind\u0259, t\u0259klif olunan m\u0259hsul v\u0259 xidm\u0259tl\u0259rin \u00f6d\u0259ni\u015fi \u00fc\u00e7\u00fcn istifad\u0259 oluna bil\u0259r. Bu is\u0259 \u00f6z n\u00f6vb\u0259sind\u0259 layih\u0259 t\u0259sis\u00e7il\u0259rinin, token alan \u015f\u0259xsl\u0259r qar\u015f\u0131s\u0131nda \u015firk\u0259t pay v\u0259 g\u0259lirl\u0259ri il\u0259 ba\u011fl\u0131 he\u00e7 bir \u00f6hd\u0259lik yaratmad\u0131\u011f\u0131ndan, qiym\u0259tli ka\u011f\u0131zlar kimi d\u0259y\u0259rl\u0259ndiril\u0259 bilm\u0259z.<\/p>\n

M\u0259hz bu s\u0259b\u0259bd\u0259n d\u00f6vl\u0259tl\u0259r x\u00fcsusi yoxlay\u0131c\u0131 orqanlar yaradaraq, \u0130CO-nun ke\u00e7irilm\u0259 s\u0259b\u0259bi v\u0259 n\u0259tic\u0259d\u0259 investorlara t\u0259qdim olunan tokenl\u0259rin m\u0259qs\u0259dini ba\u015fa d\u00fc\u015fd\u00fckd\u0259n sonra, uy\u011fun prosesd\u0259n ke\u00e7m\u0259sini t\u00f6vsiyy\u0259 etm\u0259k ist\u0259yirl\u0259r. N\u0259tic\u0259d\u0259 h\u0259m \u0130CO-nun m\u0259qs\u0259di, pul toplama m\u0259ntiqi v\u0259 \u0259n \u0259sas investorlar\u0131n t\u0259hl\u00fck\u0259sizliyi t\u0259min olunmu\u015f olur.<\/p>\n

Az\u0259rbaycan\u0131n bu tip m\u0259s\u0259l\u0259l\u0259r\u0259 yana\u015fmas\u0131n\u0131 ke\u00e7mi\u015f t\u0259cr\u00fcb\u0259l\u0259r\u0259 \u0259sas\u0259n n\u0259z\u0259r\u0259 alsaq, h\u0259r hans\u0131 bir innovativ q\u0259rar\u0131n q\u0259bul edil\u0259c\u0259yin\u0259 inanm\u0131ram. \u018fn yax\u015f\u0131 halda, h\u0259r hans\u0131 bir \u00f6lk\u0259nin qanunlar\u0131n\u0131n ox\u015far\u0131 q\u0259bul olunacaq ki, bu zaman da \u0130CO ke\u00e7irilm\u0259si m\u0259nim d\u00fc\u015f\u00fcnc\u0259m\u0259 g\u00f6r\u0259, prosesd\u0259 i\u015ftirak ed\u0259c\u0259k he\u00e7 bir t\u0259r\u0259f\u0259 c\u0259lbedici g\u00f6r\u00fcnm\u0259y\u0259c\u0259k. Amma bilm\u0259k olmaz.<\/p>\n

B\u0259lk\u0259 d\u0259, f\u0259rqli yana\u015fma g\u00f6r\u0259 bil\u0259rik. Qeyd edim ki biz d\u0259 BAM olaraq bu istqiam\u0259td\u0259 maarifl\u0259ndirici i\u015fl\u0259rin , konsaltinq i\u015fl\u0259rinin t\u0259\u015fkili n\u0259z\u0259rd\u0259 tuturuq<\/p>\n

-Bir m\u00fcdd\u0259t \u00f6nc\u0259 bizim M\u0259rk\u0259zi Bank kriptovalyutalarla ba\u011fl\u0131 ehtyatl\u0131 olma\u011fa t\u00f6vsiyy\u0259 etdi. Amma hans\u0131sa qada\u011falar, m\u0259hdudiyy\u0259tl\u0259r haqq\u0131nda a\u00e7\u0131qlamalar olmad\u0131. Buradan bel\u0259 q\u0259na\u0259t\u0259 g\u0259lm\u0259k olarm\u0131 ki, bizd\u0259 bu sah\u0259 leqalla\u015fd\u0131r\u0131la bil\u0259r?<\/strong><\/p>\n

-M\u0259rk\u0259zi Bank\u0131n bu c\u00fcr fikirl\u0259r v\u0259 t\u00f6vsiyy\u0259l\u0259r verm\u0259si t\u0259mamil\u0259 normald\u0131r. Yuxar\u0131da qeyd etdiyim kimi, kriptovalyutalar il\u0259 \u0259m\u0259liyyatlar riskli oldu\u011fundan, m\u00f6vzudan m\u0259lumat\u0131 olmayan \u015f\u0259xsl\u0259r h\u0259m kriptovalyuta qiym\u0259tl\u0259rinin oynamalar\u0131, h\u0259m d\u0259 f\u0131r\u0131ldaq\u00e7\u0131lar\u0131n ucbat\u0131ndan pullar\u0131n\u0131 itir\u0259 bil\u0259rl\u0259r. Bu c\u00fcr hallar yarand\u0131qda is\u0259, ilk n\u00f6vb\u0259t\u0259 qanuna \u00fcz tutacaqlar\u0131ndan, ist\u0259r M\u0259rk\u0259zi Bank, ist\u0259rs\u0259 d\u0259 aidiyyat\u0131 dig\u0259r qurumlar m\u0259s\u0259l\u0259d\u0259n agah olaraq, daxil ola bil\u0259c\u0259k \u015fikay\u0259tl\u0259ri d\u00fczg\u00fcn qiym\u0259tl\u0259ndir\u0259 bilm\u0259lidirl\u0259r.<\/p>\n

\u00c7\u00fcnki burada m\u0259s\u0259l\u0259 h\u0259m a\u00e7\u0131q a\u015fkar f\u0131r\u0131ldaq\u00e7\u0131l\u0131q hallar\u0131ndan, h\u0259m d\u0259 \u015f\u0259xsin \u00f6z s\u0259hvi ucbat\u0131ndan yarana bil\u0259r. M\u0259s\u0259l\u0259n, kriptovalyutalar\u0131n populyarl\u0131\u011f\u0131ndan istifad\u0259 ed\u0259r\u0259k, bir \u00e7ox ponzi sxeml\u0259ri \u0259sas\u0131nda i\u015fl\u0259y\u0259n layih\u0259l\u0259r ortaya \u00e7\u0131xaraq insanlara q\u0131sa m\u00fcdd\u0259td\u0259 b\u00f6y\u00fck g\u0259lirl\u0259r v\u0259d edirl\u0259r. Bu hallar t\u0259k bizd\u0259 deyil, xarici \u00f6lk\u0259l\u0259rd\u0259 yaranaraq d\u00fcnyaya yay\u0131l\u0131r v\u0259 n\u0259tic\u0259d\u0259 insanlar \u00f6z pullar\u0131n\u0131 itirmi\u015f olurlar. Dig\u0259r halda is\u0259 insan \u00f6z pullar\u0131n\u0131 h\u0259r hans\u0131 bir kriptovalyutaya spekulyativ m\u0259qs\u0259dl\u0259r il\u0259 yat\u0131raraq, pul qazanmaq ist\u0259yir, lakin bazarda ba\u015f ver\u0259n d\u0259yi\u015fiklik n\u0259tic\u0259sind\u0259, h\u0259min tokenin d\u0259y\u0259rind\u0259 ba\u015f vermi\u015f azalma n\u0259tic\u0259sind\u0259 pulunu itir\u0259 bil\u0259r. Bu halda kim\u0259 v\u0259 n\u0259y\u0259 g\u00f6r\u0259 \u015fikay\u0259t olunmal\u0131d\u0131r?<\/p>\n

Haz\u0131rda \u00f6lk\u0259mizd\u0259 kriptovalyutalar il\u0259 ba\u011fl\u0131 yekun bir fikir v\u0259 ya h\u0259r hans\u0131 bir qanun m\u00f6vcud deyil. Buna g\u00f6r\u0259 d\u0259 bu sah\u0259d\u0259 he\u00e7 bir qada\u011fa olmad\u0131\u011f\u0131ndan, h\u0259r hans\u0131 bir v\u0259t\u0259nda\u015f riski \u00f6z boynuna g\u00f6t\u00fcr\u0259r\u0259k, kriptovalyuta il\u0259 alq\u0131-satq\u0131 ed\u0259 bilir.<\/p>\n

–Bir m\u00fcdd\u0259t \u00f6nc\u0259 kriptovalyuta v\u0259 blok\u00e7eyn sah\u0259sinin t\u0259nziml\u0259nm\u0259si il\u0259 \u0259laq\u0259li bir konfrans t\u0259\u015fkil etmi\u015fdiniz. Bu tip m\u00fczakir\u0259l\u0259ri davaml\u0131 etm\u0259k fikriniz varm\u0131 ? N\u00f6vb\u0259ti hans\u0131 t\u0259dbirl\u0259ri ke\u00e7irm\u0259yi n\u0259z\u0259rd\u0259 tutursunuz?<\/strong><\/p>\n

-B\u00fct\u00fcn d\u00fcnyada\u00a0blok\u00e7eyn<\/strong>\u00a0v\u0259 kriptovalyutalar il\u0259 ba\u011fl\u0131 t\u0259dbirl\u0259r dem\u0259k olar ki, h\u0259r ay ke\u00e7irildiyi halda, bizim \u00f6lk\u0259d\u0259 bu istiqam\u0259td\u0259 \u00e7ox z\u0259if i\u015fl\u0259r apar\u0131l\u0131r. Bu n\u00f6v t\u0259dbirl\u0259rin ke\u00e7irilm\u0259sind\u0259 m\u0259qs\u0259d, m\u0259hz yuxar\u0131da qeyd etdiyim riskl\u0259r bar\u0259d\u0259 \u0259halini m\u0259lumatland\u0131rmaq, texnologiyalar\u0131n t\u0259tbiqi il\u0259 ba\u011fl\u0131 sah\u0259l\u0259rin ortaya qoyulmas\u0131, startap layih\u0259l\u0259rin yeni m\u0259hsullar\u0131n\u0131n t\u0259qdimat\u0131 olmal\u0131d\u0131r.<\/p>\n

Haz\u0131rda biz h\u0259m sosial \u015f\u0259b\u0259k\u0259l\u0259rd\u0259 olan qruplarda\u00a0blok\u00e7eyn<\/strong>\u00a0v\u0259 kriptovalyutalar\u0131 m\u00fczakir\u0259 ed\u0259r\u0259k, t\u0259drisini apar\u0131r, h\u0259m d\u0259 bir s\u0131ra a\u00e7\u0131q v\u0259 qapal\u0131 t\u0259dbirl\u0259r t\u0259\u015fkil edirik. Bu istiqam\u0259td\u0259 g\u00f6r\u00fc\u015f v\u0259 t\u0259dbirl\u0259rimiz d\u0259 davaml\u0131 olacaq.<\/p>\n

-Az\u0259rbaycanda mayninql\u0259 ba\u011fl\u0131 i\u015fl\u0259r nec\u0259dir ? Burada b\u00f6y\u00fck biznes , b\u00f6y\u00fck pullar qazananlar varm\u0131 ? B\u0259z\u0259n deyirl\u0259r ki, bizd\u0259 d\u0259 nec\u0259 dey\u0259rl\u0259r b\u00f6y\u00fck mayniq fermalar var. Qon\u015fu \u00f6lk\u0259l\u0259rl\u0259 m\u00fcqayis\u0259d\u0259 bizd\u0259 bu sah\u0259 nec\u0259 inki\u015faf edib ? Bu biznesl\u0259 m\u0259\u015f\u011ful olmaq s\u0259rb\u0259stdirmi ? Adi bir insan bununla m\u0259\u015f\u011ful ola bil\u0259rmi , bunun \u00fc\u00e7\u00fcn n\u0259 laz\u0131md\u0131r ?<\/strong><\/p>\n

-M\u0259nd\u0259 olan m\u0259lumatlara \u0259sas\u0259n, b\u0259li, Az\u0259rbaycanda da mayninq il\u0259 m\u0259\u015f\u011ful olan f\u0259rd v\u0259 qurumlar var. D\u00fcz\u00fc bu sah\u0259d\u0259 kimin n\u0259 q\u0259d\u0259r pul qazand\u0131\u011f\u0131 bar\u0259d\u0259 m\u0259lumat\u0131m yoxdur. Mayninql\u0259 m\u0259\u015f\u011ful oldu\u011funu dey\u0259n \u015f\u0259xsl\u0259rl\u0259 s\u00f6hb\u0259t \u0259sas\u0131nda ortaq bir fikir e\u015fitdim ki, kims\u0259 mayninq n\u0259tic\u0259sind\u0259 toplad\u0131\u011f\u0131 coinl\u0259ri satm\u0131r. H\u0259min coinl\u0259ri saxlayaraq g\u0259l\u0259c\u0259kd\u0259 daha baha qiym\u0259t\u0259 satmaq ist\u0259dikl\u0259rind\u0259n, haz\u0131rda bu sah\u0259y\u0259 \u00e7\u0259kil\u0259n x\u0259rcl\u0259ri \u00f6z cibl\u0259rind\u0259n bir investisiya kimi qar\u015f\u0131lay\u0131rlar.\u018fslind\u0259 mayninq prosesind\u0259 qeyri-qanuni he\u00e7 bir i\u015f yoxdur v\u0259 ist\u0259y\u0259n \u015f\u0259xs uy\u011fun avadanl\u0131\u011f\u0131 olarsa bu metodla pul qazana bil\u0259r. M\u0259n h\u0259r zaman mayninq prosesini adi internet klub biznesin\u0259 b\u0259nz\u0259dir\u0259m. Siz m\u00fc\u0259yy\u0259n m\u0259bl\u0259\u011fd\u0259 yat\u0131r\u0131m ed\u0259r\u0259k, komp\u00fcterl\u0259r al\u0131r, yer kiray\u0259 g\u00f6t\u00fcr\u0259r\u0259k, ist\u0259nil\u0259n \u015f\u0259xsin sizin komp\u00fcterin g\u00fcc\u00fcnd\u0259n istifad\u0259 ed\u0259r\u0259k, pul qar\u015f\u0131l\u0131\u011f\u0131nda internet\u0259 \u00e7\u0131x\u0131\u015f\u0131n\u0131 t\u0259min edirsiniz.<\/p>\n

Mayninq prosesi d\u0259 buna b\u0259nz\u0259r bir biznesdir. Yen\u0259 d\u0259 siz komp\u00fcter al\u0131r, onlar\u0131 internet \u015f\u0259b\u0259k\u0259sin\u0259 qo\u015faraq, \u00f6z komp\u00fcter g\u00fcc\u00fcn\u00fcz\u00fc\u00a0blok\u00e7eyn<\/strong>\u00a0tranzaksiyalar\u0131n\u0131n t\u0259sdiqi \u00fc\u00e7\u00fcn istifad\u0259 edir v\u0259 qar\u015f\u0131l\u0131\u011f\u0131nda virtual pul qazanm\u0131\u015f olursunuz. \u018fsas f\u0259rq ondan ibar\u0259tdir ki, internet klub hal\u0131nda sizin komp\u00fcter h\u0259r saat n\u0259 q\u0259d\u0259r pul qazana bil\u0259c\u0259yi ortadad\u0131r v\u0259 siz kassan\u0131za daxil olmu\u015f pulun \u0259sas\u0131nda vergi \u00f6d\u0259yirsiniz. Mayninqd\u0259 is\u0259 sizin qazanc\u0131n\u0131z h\u0259m\u00a0blok\u00e7eyn<\/strong>\u00a0\u015f\u0259b\u0259k\u0259sinin \u00e7\u0259tinlik d\u0259r\u0259c\u0259si, h\u0259m sizin kompyuterin g\u00fcc\u00fc, h\u0259m d\u0259 kriptovalyuta bazar\u0131ndak\u0131 qiym\u0259tl\u0259rin qalx\u0131b-d\u00fc\u015fm\u0259sind\u0259n as\u0131l\u0131d\u0131r. M\u0259s\u0259l\u0259n, bu g\u00fcn siz 10 manat d\u0259y\u0259rind\u0259 coin mayn etmisinizs\u0259, ay\u0131n sonuna bu coinl\u0259rin d\u0259y\u0259ri 5 v\u0259 ya 100 manat ola bil\u0259r. Buna g\u00f6r\u0259 d\u0259 mayninq prosesini vergiy\u0259 c\u0259lb etm\u0259k bir az m\u00fc\u015fk\u00fcl m\u0259s\u0259l\u0259dir. Amma, \u00e7\u0131x\u0131\u015f yolu var t\u0259bii ki. Mayninq il\u0259 m\u0259\u015f\u011ful olan \u015f\u0259xs, mayninq n\u0259tic\u0259sind\u0259 toplad\u0131\u011f\u0131 coinl\u0259ri sataraq na\u011fdla\u015fd\u0131rd\u0131qda, \u0259ld\u0259 etdiyi fiat pulun \u0259sas\u0131nda vergini \u00f6d\u0259y\u0259 bil\u0259r ki, bu da h\u0259m \u015f\u0259xs, h\u0259m d\u0259 aidiyyat\u0131 d\u00f6vl\u0259t orqanlar\u0131n\u0131n i\u015fl\u0259rini asanla\u015fd\u0131ra bil\u0259r.<\/p>\n

Mayninq il\u0259 h\u0259m adi insan, h\u0259m d\u0259 b\u00f6y\u00fck yat\u0131r\u0131m\u0131 olan \u015firk\u0259tl\u0259r m\u0259\u015f\u011ful ola bil\u0259r. Nec\u0259 ki, adi bir insan evd\u0259 komp\u00fcteri il\u0259 internet\u0259 qo\u015fula bildiyi kimi, bunu daha professional qur\u011fular il\u0259, daha b\u00f6y\u00fck h\u0259cml\u0259rd\u0259 d\u0259 etm\u0259k m\u00fcmk\u00fcnd\u00fcr. Adi \u015f\u0259xsin bunu etm\u0259si \u00fc\u00e7\u00fcn g\u00fccl\u00fc g\u00f6st\u0259ricil\u0259ri olan komp\u00fcter y\u0131\u011fmas\u0131 kifay\u0259tdir.<\/p>\n

-Bildirilirdi ki, h\u00f6kum\u0259t d\u0259 bu sah\u0259d\u0259 t\u0259nziml\u0259m\u0259 il\u0259 ba\u011fl\u0131 bir \u0130\u015f\u00e7i Qrup yarad\u0131b . Amma n\u0259d\u0259ns\u0259 onun aktivliyi m\u00fc\u015fahid\u0259 olunmur. Bu o dem\u0259kdir ki, h\u00f6kum\u0259t sah\u0259ni t\u0259nziml\u0259m\u0259kd\u0259 o q\u0259d\u0259r d\u0259 t\u0259l\u0259smir ? Bu sah\u0259d\u0259 h\u00f6kum\u0259tin g\u0259l\u0259c\u0259k add\u0131mlar\u0131 nec\u0259 ola bil\u0259r ?<\/strong><\/p>\n

-B\u0259li, bel\u0259 bir qrup yarad\u0131l\u0131b v\u0259 m\u0259n bildiyim q\u0259d\u0259ril\u0259 \u00e7ox g\u0259rgin i\u015f apar\u0131l\u0131r. Y\u0259ni aktivlik dedikd\u0259 n\u0259 etm\u0259lidirl\u0259r ki? \u0130\u015f\u00e7i qrupu t\u0259dbirl\u0259r v\u0259 g\u00f6r\u00fc\u015fl\u0259r ke\u00e7irtm\u0259li deyil, \u0259n az\u0131 indiki m\u0259rh\u0259l\u0259d\u0259. Haz\u0131rda h\u0259min qrup d\u00fcnya t\u0259cr\u00fcb\u0259sini ara\u015fd\u0131r\u0131b, \u0259n d\u00fczg\u00fcn q\u0259rarlar\u0131 q\u0259bul etm\u0259k \u00fcz\u0259rind\u0259 \u00e7al\u0131\u015fmal\u0131d\u0131r. Bu sah\u0259 sad\u0259c\u0259\u00a0blok\u00e7eyn<\/strong>\u00a0texnologiyas\u0131 v\u0259 kriptovalyutalardan ibar\u0259t deyil, daha geni\u015f bir sah\u0259dir. Buna g\u00f6r\u0259 d\u0259 q\u0259bul edil\u0259c\u0259k b\u00fct\u00fcn qanun v\u0259 qaydalar bir-biri il\u0259 uzla\u015fmal\u0131 v\u0259 t\u0259zadlar yaratmamal\u0131d\u0131rlar. Hesab ed\u0259k, \u0130CO-lara icaz\u0259 verilir, ancaq kriptovalyuta il\u0259 alq\u0131-satq\u0131s\u0131na qada\u011fa qoyulur. Bu zaman \u0130CO ke\u00e7irilm\u0259sinin m\u0259nas\u0131 qalm\u0131r. V\u0259 ya mayninq\u0259 vergi t\u0259tbiq olunur, ancaq \u015f\u0259xsin haz\u0131rda d\u0259y\u0259ri a\u015fa\u011f\u0131, yoxsa yuxar\u0131 olan coini mayn etdiyi n\u0259z\u0259r\u0259 al\u0131nm\u0131r. Sah\u0259 \u00e7ox geni\u015fdir v\u0259 h\u0259ddind\u0259n \u00e7ox \u015fax\u0259l\u0259nm\u0259 oldu\u011fundan, bu sah\u0259d\u0259 \u00e7ox q\u0131sa zamanda, rahat\u00a0qanunlar i\u015fl\u0259yib, t\u0259tbiq etm\u0259k \u00e7\u0259tin m\u0259s\u0259l\u0259dir.<\/strong><\/p>\n

\u0130st\u0259nil\u0259n halda, \u0259g\u0259r bel\u0259 bir qrup yarad\u0131l\u0131bd\u0131rsa, bu t\u0259\u015f\u0259bb\u00fcs alq\u0131\u015flanmal\u0131d\u0131r. Ola bilsin ki, b\u0259zi qaydalar yax\u015f\u0131, b\u0259zil\u0259ri is\u0259 neqativ qar\u015f\u0131lans\u0131n. \u0130st\u0259nil\u0259n halda zaman il\u0259 b\u0259zi qaydalar d\u0259yi\u015fidiril\u0259 bil\u0259r. M\u0259nc\u0259, h\u0259r \u015fey bu sah\u0259nin \u00f6lk\u0259mizd\u0259 olan inki\u015faf\u0131ndan as\u0131l\u0131 olacaq. \u015e\u0259xs\u0259n m\u0259n\u0259 g\u00f6r\u0259, burada g\u00f6r\u00fcn\u0259n q\u0259d\u0259r \u015fi\u015firdil\u0259c\u0259k bir m\u00f6vzu yoxdur. \u0130nsanlar sad\u0259c\u0259 kriptovalyutalar\u0131n anid\u0259n qiym\u0259t art\u0131\u015f\u0131ndan t\u0259sirl\u0259n\u0259r\u0259k, texnologiyan\u0131n m\u0259ntiqi, t\u0259tbiqi sah\u0259l\u0259ri bar\u0259d\u0259 unudurlar. \u0130stiqam\u0259t m\u0259hz pul qazanmaq oldu\u011fundan, bu sah\u0259 t\u0259zadlar yarad\u0131r.<\/p>\n

Biz d\u0259 BAM olaraq bu sah\u0131nin inki\u015faf\u0131na xidm\u0259t ed\u0259c\u0259k t\u0259klifl\u0259rin haz\u0131rlanmas\u0131 v\u0259 h\u00f6kum\u0259t t\u0259qdim edilm\u0259si istqiiam\u0259tind\u0259 m\u00fc\u0259yy\u0259n add\u0131mlar at\u0131r\u0131q<\/p>\n

-Sizc\u0259, kriptovalyuta Az\u0259rbaycanda qanuni \u00f6d\u0259ni\u015f vasit\u0259si, hesabla\u015fma vasit\u0259si ola bil\u0259rmi ? Y\u0259ni insanlar bitcoin v\u0259 ya dig\u0259r alt koinl\u0259rl\u0259 hans\u0131sa xidm\u0259ti \u0259ld\u0259 ed\u0259 bil\u0259c\u0259kmi ?<\/strong><\/p>\n

-Az\u0259rbaycan Respublikas\u0131n\u0131n pul haqq\u0131nda qanunvericiliyin\u0259 \u0259sas\u0259n, r\u0259smi \u00f6d\u0259ni\u015f vasit\u0259si yaln\u0131z Az\u0259rbaycan Manat\u0131 ola bil\u0259r. Dig\u0259r valyutlar\u0131n is\u0259 \u00f6d\u0259ni\u015f kimi istifad\u0259 olunmas\u0131 qada\u011fand\u0131r. Ancaq, bu o dem\u0259k deyil ki, kriptovalyutalardan istifad\u0259 etm\u0259k olmaz. Daha do\u011frusu kriptovalyuta texnologiyas\u0131 v\u0259 m\u0259ntiqind\u0259n istifad\u0259 ed\u0259r\u0259k, bir s\u0131ra i\u015fl\u0259ri rahatla\u015fd\u0131rmaq olar. M\u0259s\u0259l\u0259n, pul k\u00f6\u00e7\u00fcrm\u0259l\u0259ri zaman\u0131 v\u0259t\u0259nda\u015flar h\u0259r hans\u0131 bir kriptovlayutadan yararlanaraq, s\u00fcr\u0259tli v\u0259 ucuz yolla \u00f6lk\u0259 daxili v\u0259 xaricin\u0259 pul g\u00f6nd\u0259r\u0259 bil\u0259rl\u0259r. Bu zaman yarana bil\u0259c\u0259k \u0259sas problem, g\u00f6nd\u0259ril\u0259n pulun h\u0259cmind\u0259n ibar\u0259tdir ki, haz\u0131rda bir v\u0259t\u0259nda\u015f, bir d\u0259f\u0259y\u0259 10 min dollardan art\u0131q m\u0259bl\u0259\u011fi \u00f6lk\u0259 xaricin\u0259 \u00e7\u0131xara bilm\u0259z.<\/p>\n

Bununla yana\u015f\u0131, qanunlar i\u015fl\u0259yib, t\u0259tbiq etm\u0259k \u00e7\u0259tin m\u0259s\u0259l\u0259dir v\u0259 kriptovalyutalar \u0259sas\u0131nda x\u00fcsusi loyall\u0131q sisteml\u0259ri, bonuslar v\u0259 biletl\u0259r yaratmaq olar ki, bu n\u00f6v xidm\u0259tl\u0259r d\u00f6vl\u0259tin \u0259sas valyutas\u0131na r\u0259qib deyil, tamamlay\u0131c\u0131 rol oynaya bil\u0259rl\u0259r. M\u0259s\u0259l\u0259n kino, konsert, n\u0259qliyyat biletl\u0259ri, h\u0259diyy\u0259 kartlar\u0131 v\u0259 sadiqlik sisteml\u0259ri \u00fc\u00e7\u00fcn bonuslar da blok\u00e7eyin \u0259sasl\u0131 tokenl\u0259rl\u0259 \u0259v\u0259z oluna bil\u0259r. Bu i\u015fl\u0259rin g\u00f6r\u00fclm\u0259si \u00fc\u00e7\u00fcn bitcoin sad\u0259c\u0259 olaraq laz\u0131m deyil…<\/p>\n

-BAM-\u0131n sayt\u0131n\u0131 n\u0259 zaman istiafd\u0259y\u0259 ver\u0259c\u0259ksiniz v\u0259 yax\u0131n zamanlarda bu sah\u0259d\u0259 hans\u0131\u00a0 t\u0259dbirl\u0259ri n\u0259z\u0259rd\u0259 tutrusunz?<\/strong><\/p>\n

-Haz\u0131rda sayt\u0131n \u00fcz\u0259rind\u0259 i\u015fl\u0259r davam edir. Yax\u0131n g\u00fcnl\u0259rd\u0259 istifad\u0259y\u0259 veril\u0259c\u0259k. BAM yax\u0131n zamanlarda \u0130CO layih\u0259l\u0259rl\u0259 ba\u011fl\u0131 maraql\u0131 t\u0259r\u0259fl\u0259rin i\u015ftirak\u0131 il\u0259 toplant\u0131 ke\u00e7irm\u0259yi n\u0259z\u0259rd\u0259 tutur. Eyni zamanda, K\u0130V n\u00fcmay\u0259nd\u0259l\u0259ri \u00fc\u00e7\u00fcn d\u0259 kriptovalyuta v\u0259 blok\u00e7eynl\u0259 ba\u011fl\u0131 \u00f6d\u0259ni\u015fsiz t\u0259liml\u0259r ke\u00e7irm\u0259yi planlay\u0131r\u0131q.
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